Tag Archives: student loans

Democrats’ Faux Plan to Relieve Borrowers from Crushing Student Debt

Posted on September 6, 2020 by Jim

During the primary season, various Democrats were pushing the idea of forgiving outstanding federal student loan debt. While this idea stuck in potential voters’ minds, this policy is not actually what the Democrats have put forward in their party platform. … Continue reading →

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Democrats’ Claim Check on the Lives of Student Loan Borrowers

Posted on September 2, 2020 by Jim

I was reminded this morning that I left the student loan industry 12 years ago immediately before the financial collapse related to Fannie and Freddie. I choose based on the consequences of statutory changes by Pelosi after her elevation to … Continue reading →

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How to Fix Federal Student Loan Debt without the Democrats’ Debt Forgiveness Promises

Posted on November 22, 2019 by Jim

On the campaign trail, Democratic candidates fall over themselves to promise broad federal student loan forgiveness for votes; but when it comes to reauthorization of the Higher Education Act, which governs the federal student loan program and is before Congress … Continue reading →

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Deflating the Student Loan Bubble with Better Risk Management

Posted on August 6, 2017 by Jim

The student loan market is broken again: too much student debt, too many defaults, and large write-offs pending as a result of income contingent repayment. Not that it was ever fixed, but it’s gonna blow again to hemorrhage real costs … Continue reading →

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